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Concepts Community takes your privacy seriously. Please
read the following to learn more about our privacy policy.
NOTICE: Click here:
http://www.ftc.gov/bcp/conline/pubs/online/sitesee.htm
for important information about safe surfing from the Federal Trade Commission.
What This Privacy Policy Covers
This policy covers how Concepts Community treats personal information that
Concepts Community collects and receives, including information related
to your past use of Concepts Community products and services. Personal information
is information about you that is personally identifiable like your name,
address, email address, or phone number, and that is not otherwise publicly
available.
This policy does not apply to the practices of companies that Concepts Community
does not own or control, or to people that Concepts Community does not employ
or manage.
Information Collection and Use - Concepts Community collects personal information
when you register with Concepts Community, when you use Concepts Community
products or services (http://www.concepts.com), when you visit Concepts
Community pages or the pages of certain Concepts Community partners. Concepts
Community may combine information about you that we have with information
we obtain from business partners or other companies.
When you register we ask for information such as your name, email address,
physical address, telephone number, zip code, industry, and interests. For
some financial related products and services we may also ask for your Social
Security number, and information about your assets. Once you register with
Concepts Community and sign in to our services, you are not anonymous to
us.
Concepts Community collects information about your transactions with us
and with some of our business partners, including information about your
use of services that we offer.
Concepts Community automatically receives and records information on our
server logs from your browser, including your IP address, Concepts Community
cookie information, and the page you requested.
Concepts Community uses information for the following general purposes:
to customize the content you see, fulfill your requests for products and
services, improve our services, contact you, conduct research, and provide
anonymous reporting for internal and external clients.
Children - We don't allow persons under the age of 18 to be Members of the
Concepts Community.
Concepts Community does not rent, sell, or share personal information about
you with other people or nonaffiliated companies except to provide products
or services you've requested, when we have your permission, or under the
following circumstances:
We provide the information to trusted partners who work on behalf of or
with Concepts Community under confidentiality agreements. These companies
may use your personal information to help Concepts Community communicate
with you about offers from Concepts Community and our marketing partners.
However, these companies do not have any independent right to share this
information.
We respond to subpoenas, court orders, or legal process, or to establish
or exercise our legal rights or defend against legal claims;
We believe it is necessary to share information in order to investigate,
prevent, or take action regarding illegal activities, suspected fraud, situations
involving potential threats to the physical safety of any person, violations
of Concepts Community's terms of use, or as otherwise required by law.
We transfer information about you if Concepts Community is acquired by or
merged with another company. In this event, Concepts Community will notify
you before information about you is transferred and becomes subject to a
different privacy policy.
Concepts Community does not provide any personal information to the advertiser
when you interact with or view a targeted ad. However, by interacting with
or viewing an ad you are consenting to the possibility that the advertiser
will make the assumption that you meet the targeting criteria used to display
the ad.
Cookies - Concepts Community may set and access Concepts Community cookies
on your computer. Other companies' use of their cookies is subject to their
own privacy policies, not this one. Advertisers or other companies do not
have access to Concepts Community's cookies.
Your Ability to Edit and Delete Your Membership Information and Preferences
- You can edit your Concepts Community Account Information at any time.
We reserve the right to send you certain communications relating to the
Concepts Community service, such as service announcements, administrative
messages and the Concepts Community Newsletter, that are considered part
of your Concepts Community account, without offering you the opportunity
to opt-out of receiving them. You can delete your Concepts Community account
by visiting our Account Deletion page.
We limit access to personal information about you to employees who we believe
reasonably need to come into contact with that information to provide products
or services to you or in order to do their jobs. We have physical, electronic,
and procedural safeguards that comply with federal regulations to protect
personal information about you.
Concepts Community may update this policy. We will notify you about significant
changes in the way we treat personal information by sending a notice to
the primary email address specified in your Concepts Community account or
by placing a prominent notice on our site.
Questions and Suggestions
You may contact us at:
The Concepts Community
Customer Care - Privacy Policy Issues
13213 Granada Drive, Suite 100
Leawood, KS 66209
913-706-6341
Effective Date: July 1, 2006
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